A Travel Essential for your holiday trips

There are so many Travel Fairs, Travel Marts or Travel Events in the months of September and October. If you are just like me, you have probably visited one of them to buy your airline ticket and book your accommodations for your year-end trip.

As the holiday season approaches, many are preparing for trips to visit family, explore new destinations, or escape to a relaxing retreat. While packing, booking tickets, and finalizing plans may be top your to-do list, one essential item that should not be overlooked is travel insurance. This inexpensive yet useful coverage provides protection against the unexpected, giving you peace of mind during your vacation. Let’s face it, no matter how good a planner you are, there is just no way you can plan against flight delays or postponements, delayed luggages or lost bags or God-forbid, theft during a trip.

1. Coverage for Cancellations and other trip Interruptions

Your bags are packed, you have everything ready. But injury, illness or the unexpected death of a loved one stops you from going. How do you recover your airfare? Your paid accommodations and tour packages?

Travel insurance with trip cancellation helps reimburse non-refundable expenses such as flights, hotels, and tours if you need to cancel the trip. Make sure to keep your receipts though as these will be needed when you file a claim.

2. Medical Emergencies

When traveling, especially internationally, you may not have the health insurance needed to cover medical expenses abroad. Should an accident or illness occur, travel insurance can offer emergency medical coverage. This may include doctor's visits, hospital stays, and even emergency evacuation, if necessary.

3. Lost or Delayed Baggage Coverage

Losing your luggage can be a nightmare, especially during the busy holiday season when airlines are handling a higher volume of passengers. Travel insurance typically includes lost, delayed, or stolen baggage as part of its coverage benefits. This helps you pay for essential items until your luggage is returned. If your luggage is lost altogether, the insurance will cover the cost of replacing the contents, up to a certain limit.

4. COVID-19 Considerations

The lingering effects of the COVID-19 pandemic have added new complexities to travel. While the global situation has stabilized, many countries still have specific COVID-19 entry requirements, and a resurgence of cases could disrupt travel plans. A COVID-19 coverage includes medical treatment if you contract the virus during your trip or trip cancellations due to testing positive before your departure.

5. Financial Protection

If your trip involves large prepayments for things like cruises, tour packages, or group accommodations, the risk of losing money due to cancellations or changes can be high. Travel insurance provides a safety net by reimbursing non-refundable payments if something goes wrong.

6. Peace of Mind

Perhaps the most significant benefit of travel insurance is the peace of mind it offers. Traveling during the holiday season can be stressful, with crowded airports, potential delays, and busy schedules. Knowing you’re protected from the financial risks of travel mishaps allows you to focus on enjoying your trip rather than worrying about potential problems.

So, whether you’re traveling to a tropical beach, visiting relatives, or exploring a new city, travel insurance is an invaluable tool to safeguard your holiday plans. It provides essential coverage for the many things that can go wrong in a trip which even you, a great travel planner, cannot possibly plan against.

So, make sure travel insurance is part of that checklist so you can relax and enjoy your journey with confidence.

Before purchasing, make sure you understand the policy benefits and its limits. Travel Protect International has made it available via this link https://www.standard-insurance.com/files/Travel+Protect+International-tnc.pdf